Service Directory

Mortgage Contract

Signing the mortgage contracts between the first party (mortgagee) and the second party (mortgagor).

Required Attachments

  • The original title deed of the real estate
  • Approval of the relevant bank on the mortgage
  • Original passport or Identity Card (passport for foreign nationals).
  • If one of the parties is an entity, the memorandum of association, an extract of the Commercial Registration details and the decision of the board of directors or partners
  • If one of the parties is a bank, an authorization by the relevant bank and its approval by the Central Bank of Bahrain in the event of a purchase
  • If one of the parties is the Minors Fund and Affairs Directorate, a letter from the Minors Fund and Affairs Directorate
  • A letter from the Sharia courts, if the relevant property is part of the third of their total assets to be bequeathed via a will and is stated in the religious ordinance document
  • If one of the parties is a charity, the approval of the Ministry of Labour and Social Development
  • If the first party (mortgagee) is a member of the Royal Family, a letter from the Royal Family Council
  • The original powers of attorney if the representation is by proxy and in the event of foreign powers of attorney, the documents must be notarized by the Bahrain Ministry of Foreign Affairs, or with an Apostille stamp
  • A letter of approval from the Survey and Land Registration Bureau permitting ownership in certain areas
  • Completed "Know Your Customer" form by all parties

Legal Regulations

  • ministerial Resolution No. (28) of 2021 regarding the procedures for prohibiting and combating money laundering and terrorist financing, the illegal transfer of funds across borders in notary work, audit oversight and control and prohibiting dealing with terrorist individuals or entities.
  • Laws and decisions related to the Administration of Notarization
  • laws and decisions related to the Survey and Land Registration Bureau
  • Real Estate Regulatory Law
  • Charity Law
  • The Guardianship of Property Law
  • Ministerial Resolution No. (1) of 2020 regulating the provisions of owners’ associations in common properties
  • Decree-Law No. (14) of 1971 regarding notarization

Fees

  • 20 BD : fees

Process Time

  • 1 Working Day

Service Provider

Ministry of Justice, Islamic Affairs and Waqf

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